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Real Estate Tips

Titles >Holding Title to A Condo

With condominiums becoming increasingly popular among today's homebuyers, it is a good time to clarify the terms of ownership that seem to confuse many people. Condo-type residences most commonly fall into two categories - condominiums and townhouses.

A condominium is usually a multi-story structure. Each owner-resident has a deed of ownership for his own unit and owns the space within the unit, but not the land under the structure. Therefore, condo units can be stacked vertically. Condo owners share title to the common areas of the development, including land, exterior of buildings, hallways, roofs and swimming pools -- all areas used by all occupants. Each owner pays property taxes on their unit. Also, a monthly fee is paid to the homeowners' association that is used for managing and maintaining all common areas.

A townhouse, or town home community is usually a series of single- or two-story housing units, each linked to each other horizontally by common walls. Each owner hold title to their unit and the land beneath it, thus these units cannot be stacked vertically. Typically, a townhouse unit will be a two-story residence, with the living area downstairs and bedrooms upstairs. Common areas belonging to the townhouse development are owned jointly. Each townhouse owner pays property taxes and association fees.

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Real Estate Trivia

Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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Hildi and Terri Partners, REALTOR®, real estate agent and broker for Chester County and Delaware County, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT

Hildi Baker , CSP, ABR, CRS & Terri Coyle, ABR
Prudential Fox and Roach Realtors

601 E. Baltimore Pike
Media, PA 19063
Hildi Baker's Direct : 610-627-4925
Terri Coyle's Direct: 610-892-5773
Business: 610-566-3000
Fax: 610-566-8664
Email: hildibaker@prufoxroach.com
Email: Terri.Coyle@prufoxroach.com

Hildi Baker is a full-time Realtor with over 25 years experience selling in Delaware County, Chester County and the Main Line. Hildi is a recipient of many Multimillion Dollar Producer Awards as well as multiple Service Awards. She is an accredited Buyer's Representative and has worked with many relocation clients. She has a Bachelors Degree in business and languages and is bilingual in English/German. She came to the US from Europe in 1967. As a US citizen, she has lived in Delaware County for 43 years during which she raised 3 children. For more information on Hildi and her background, please check out the "About Us" tab! Terri Coyle is a lifelong Pennsylvania resident. She grew up in Yardley, Bucks County and is a graduate of Drexel University. Her undergraduate degree in Accounting and MBA in Human Resource Management combined with 17 years experience with a local advertising agency provide the financial, people and marketing skills necessary for the real estate business. Terri has lived and raised children in Delaware and Chester counties for the past 20 years and happily worked in Real Estate for the last five. She is an Accredited Buyer's Respresentative as well as a Relocation Specialist. For more information on Terri, please check out the "About Us" tab. With honesty and integrity Hildi and Terri will employ vast Real Estate knowledge to provide you with excellent customer service in a timely and caring manner that produces exceptional Real Estate results.

REALTOR ABR CRS Equal Housing MLS


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