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Real Estate Tips
Insurance >Title Insurance for Owners

If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Real Estate Trivia
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What is currently the most sought-after amenity in the majority of upscale homes?

A 
Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice.
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Hildi Baker, REALTOR®, real estate agents and broker for Swarthmore, Media and Delaware County Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Hildi Baker , CSP, ABR, CRS
Prudential Fox and Roach Realtors

601 E. Baltimore Pike
Media, PA 19063
Direct : 610-627-4925
Business: 610-566-3000
Fax: 610-566-8664
Email: hildibaker@prufoxroach.com

Hildi Baker is a full-time Realtor with over 20 years experience who is a recipient of many Multimillion Dollar Producer Awards as well as multiple Service Awards. The CSP designation was awarded to Hildi by the Home Builders Association of Chester and Delaware Counties making her a Certified New Home Sales professional. With honesty and integrity Hildi's team will employ vast Real Estate knowledge to provide you with excellent customer service in a timely and caring manner that produces exceptional Real Estate results.

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