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We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... 

"Intelligent-Not your average door opener"

E.T. KEINATH
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"Like an oasis in the desert"

Alma T.Franklin
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"Outstanding Service!"

The Englishes
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“Available and went that extra mile “

The Lewickis
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“Many accolades for delivery of service”

Robert Ercole
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“Responsive. Prompt. Professional”

The Whittens
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“Well informed, attentive and helpful “

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What was the world's highest viewing platform before the opening of the Empire State Building in 1939?

A 
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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Hildi Baker, REALTOR®, real estate agents and broker for Swarthmore, Media and Delaware County Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Hildi Baker , CSP, ABR, CRS
Prudential Fox and Roach Realtors
601 E. Baltimore Pike
Media, PA 19063
Direct : 610-627-4925
Business: 610-566-3000
Fax: 610-566-8664
Email: hildibaker@prufoxroach.com

Terri Coyle, ABR
Prudential Fox and Roach Realtors
601 E. Baltimore Pike
Media, PA 19063
Direct: (610) 892-5773
Business: (610) 566-3000
Fax: (610) 566-8664
Email: terri.coyle@Prufoxroach.com

Hildi Baker is a full-time Realtor with over 20 years experience who is a recipient of many Multimillion Dollar Producer Awards as well as multiple Service Awards. The CSP designation was awarded to Hildi by the Home Builders Association of Chester and Delaware Counties making her a Certified New Home Sales professional. With honesty and integrity Hildi's team will employ vast Real Estate knowledge to provide you with excellent customer service in a timely and caring manner that produces exceptional Real Estate results.

REALTORABRCRSEqual HousingMLS


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