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As soon as I list another home for sale, I'll email you. You'll know first.
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Hildi and Terri Partners is one of The Top Selling Real Estate Experts
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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As a top-selling real estate agents, we make it our business to be aware of every local home or property on the market. We may even know of properties that will be available, but have yet to formally be placed on the market. We have direct access to the Delaware and Chester County area MLS (Multiple Listings Service) which allows us to have information on all our listings as well as every other agents' listings in the area! If you give us some idea of what you are looking for, we will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.  Tell us what you are looking for! It's our job to know every property in this area, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible... 
Real Estate Tips
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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Real Estate Trivia
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Where will you find the world's largest indoor waterfall?
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| A |
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble. |
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Hildi Baker , CSP, ABR, CRS & Terri Coyle, ABR Prudential Fox and Roach Realtors 601 E. Baltimore Pike Media, PA 19063 Hildi Baker's Direct : 610-627-4925 Terri Coyle's Direct: 610-892-5773 Business: 610-566-3000 Fax: 610-566-8664 Email: hildibaker@prufoxroach.com Email: Terri.Coyle@prufoxroach.com
Hildi Baker is a full-time Realtor with over 25 years experience selling in Delaware County, Chester County and the Main Line. Hildi is a recipient of many Multimillion Dollar Producer Awards as well as multiple Service Awards. She is an accredited Buyer's Representative and has worked with many relocation clients. She has a Bachelors Degree in business and languages and is bilingual in English/German. She came to the US from Europe in 1967. As a US citizen, she has lived in Delaware County for 43 years during which she raised 3 children. For more information on Hildi and her background, please check out the "About Us" tab!
Terri Coyle is a lifelong Pennsylvania resident. She grew up in Yardley, Bucks County and is a graduate of Drexel University. Her undergraduate degree in Accounting and MBA in Human Resource Management combined with 17 years experience with a local advertising agency provide the financial, people and marketing skills necessary for the real estate business. Terri has lived and raised children in Delaware and Chester counties for the past 20 years and happily worked in Real Estate for the last five. She is an Accredited Buyer's Respresentative as well as a Relocation Specialist. For more information on Terri, please check out the "About Us" tab.
With honesty and integrity Hildi and Terri will employ vast Real Estate knowledge to provide you with excellent customer service in a timely and caring manner that produces exceptional Real Estate results. 

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